Which of the following is a common claim type in property insurance?

In property insurance, claims are primarily focused on the protection of physical assets, such as homes and businesses, against various types of damage. Fire is a common claim type because it directly affects the insured property, resulting in the need for repairs or replacement. Fire claims can encompass damage to the structure itself, personal property inside, and even loss of use when the property becomes uninhabitable.

Liability claims, while relevant in the broader insurance landscape, pertain to harm caused to others or their property rather than loss or damage to the insured's own property. Workers' compensation specifically relates to workplace injuries, covering employee-related claims rather than property losses. Auto collision claims pertain to vehicle damage in car accidents and fall under auto insurance rather than property insurance. Therefore, fire stands out as the key claim type directly linked to property insurance.