Which of the following is a key feature of the OPCF 43?

The OPCF 43, also known as the "Limited Depreciation Endorsement," is specifically designed to provide an important feature concerning the depreciation of newer vehicles. One of its primary benefits is that it exempts newer vehicles from regular depreciation for a specified time period, typically the first two years from the date of purchase or during the time the vehicle is insured under this endorsement. This means that in the event of a total loss, the insured can recover the vehicle's full replacement value without a deduction for depreciation, which can provide significant financial protection for owners of new vehicles.

In contrast, annual vehicle inspections are generally not a requirement of the OPCF 43 endorsement. Coverage during international travel may fall under different provisions and is not specifically addressed by this endorsement. Unlimited roadside assistance is also outside the scope of the OPCF 43, as it pertains to services rather than vehicle valuation and coverage. Thus, the focus of the OPCF 43 on depreciation exemption for newer vehicles is what makes it a distinctive and valuable endorsement for policyholders.