Which of the following is NOT a specific Commercial General Liability coverage discussed with manufacturing clients?

Study for the RIBO Level 2 Test. Practice with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

The correct answer is Environmental Hazard Insurance. This coverage is not typically included as a specific Commercial General Liability (CGL) coverage for manufacturing clients under traditional CGL policies.

CGL policies generally focus on risks associated with bodily injury and property damage arising from the insured's operations, products, and completed operations. While Environmental Hazard Insurance does address risks related to environmental damage, it is often considered a separate, specialized insurance coverage that manufacturers may need depending on their specific operations and environmental exposure. Therefore, it is not a standard part of commercial general liability coverage.

In contrast, other options like Contractual Liability, Product Recall, and Intellectual Infringement Insurance are specific elements that can be directly related to a manufacturing client's operations and are often discussed as part of their CGL needs. Contractual liability addresses obligations that may arise from contracts, product recall involves the costs associated with recalling defective products, and intellectual infringement pertains to issues around violations of intellectual property while using manufactured products. These coverages are integral to the potential risks manufacturing clients face, making them more relevant in the context of standard commercial general liability discussions.

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