Which information is typically found on a declarations page?

The declarations page of an insurance policy serves as a summary of key information pertaining to the policy. It prominently includes the insured's name, which identifies who is covered under the policy, as well as the coverage amounts that outline the limits of protection provided. Additionally, it features the policy number, which allows for easy reference and record-keeping, and the term dates that specify the duration of coverage, indicating when the policy begins and ends.

This information is crucial as it allows both the insured and the insurer to quickly ascertain the essential details of the insurance contract. Being able to access this information efficiently helps in managing expectations regarding coverage and facilitates any necessary interactions regarding the policy.

In contrast, the other options include details that, while important in the broader context of the insurance policy, are not typically featured on the declarations page. For example, policy exclusions and limitations are generally found in the policy wording and not on the declarations page. Similarly, claims history is a separate consideration that pertains to underwriting but does not reside on the declarations page, and the insurer's contact information, while relevant, is not the focal point of the declarations page.