What does auto liability insurance not typically cover?

Auto liability insurance is designed to cover damages and injuries that you cause to others in an accident where you are at fault. This includes damages to other vehicles and property, as well as injuries sustained by other drivers and their passengers. Furthermore, it typically covers legal fees arising from lawsuits related to such incidents.

However, auto liability insurance does not cover the costs associated with repairing your own vehicle following an accident. Those costs usually fall under collision coverage or comprehensive coverage, which are types of insurance that specifically address damages to your own vehicle due to accidents or other incidents.

Thus, the distinction lies in the purpose of auto liability insurance: it focuses on the damages inflicted upon third parties, rather than expenses related to the insured's own vehicle. This is why the statement regarding the costs associated with repairing your own vehicle is the correct response.